Find The Term Cover You Need
Most insurance calculators just multiply your income by 10 and try to sell you a policy. That is not financial planning
A real Term Insurance cover needs to do three things if you aren’t around tomorrow: replace your lost income, clear your outstanding loans, and fund your dependents’ future goals (like college fees, marriage etc).
Use this free calculator to find the exact mathematical cover your family needs. No phone number required. No spam calls. Just clear thinking.
Term Insurance Cover Calculator
1. The Household Baseline
Exclude your personal expenses, EMIs, and SIPs. Just the core family burn rate.
How many years will your dependents rely on this corpus? (e.g., until your youngest child is independent)
2. The Heavy Lifters (Lump Sums)
Home loans, personal loans, car loans that must be cleared immediately.
Lump sum needed today to secure your children’s future.
A safety net for dependent parents or sudden medical crises.
3. Your Existing Safety Nets
Mutual funds, FDs, EPF, PPF, etc.
Any Term or Endowment policies you already have.
Calculations are for illustration purposes only and do not constitute investment advice.
Happy to Help You Simplify Your Financial Journey
If you’d like to discuss your requirements or have questions after exploring the tools, share your details and I’ll get in touch at a time that works for you.