How Long Will My Money Last?

India’s retail (CPI) inflation has run roughly 5-6% a year over the last decade, against the RBI’s own 4% target band. This is not a guarantee of future inflation — it could be lower or higher.

These are illustrative inputs, not promised returns. Products offering fixed post-tax returns rarely deliver 6-10% consistently, and equity investments do not offer a stable or guaranteed year-to-year return — they may deliver higher returns over the long term, but with volatility along the way, which matters more once you are drawing an income from the corpus.